There is no doubt that a car accident can turn your life upside down, especially if you were injured. Friends and family are sure to give you plenty of advice in the weeks and months following the crash and some may even recommend that you call an injury attorney to help you with your case. At The Law Office of Olga A. Koplik, we understand that it can be difficult to know whether or not you need the help of an experienced personal injury attorney. However, there are some instances in which it may be in your best interest to have legal representation in your corner. Let’s take a look at them now.

Five Times It May Be Wise to Hire an Attorney

Serious Injuries Are Involved

Several factors are considered as the insurance company evaluates your injury claim to make a settlement offer including current and future medical expenses, wage loss, pain and suffering, and any possible disability. When serious injuries are involved, it is possible that the at-fault party won’t have sufficient liability limits to fairly compensate you for all aspects of your injury. Working with a skilled injury attorney can help ensure you receive the compensation you deserve, whether it is from insurance or directly from the at-fault party.

There Were Multiple Vehicles Involved

Auto insurance liability limits are designed to pay out a certain amount of money per person, per accident. That means there may or may not be enough settlement money to fairly compensate everyone who was injured if there are multiple parties involved. When this happens, secondary layers of coverage come into play, insurance claims can get fairly complicated, and the potential for litigation increases. An injury attorney will represent you during this process and they will negotiate on your behalf for a fair settlement.

Liability Is Disputed

Imagine this: you’ve been injured in a serious accident involving multiple vehicles. One or more of the other drivers was clearly at fault. They even received a citation at the scene, but their insurance company is denying your injury claim on a technicality, or worse, insisting that you are partially at fault for the accident. In the meantime, your medical bills are adding up. If you hire an injury attorney, they will go toe-to-toe with the insurance company to help resolve liability disputes, helping you get the settlement you deserve.

Your Insurance Company Isn’t Fighting for You

You pay your monthly insurance premiums in exchange for a promise. That promise is one that is made by your insurance company to handle your claim fairly and expeditiously if and when you file one. However, all too often insurance companies don’t hold up their end of the bargain, acting in bad faith by either delaying your claim or otherwise handling it improperly. An experienced injury attorney can help you navigate the process of fighting a bad faith insurance claim against the insurance company.

A Commercial Entity Is Involved

If you have been involved in an accident with a trucking company or another type of commercial agency, then it may be in your best interest to request a consultation with an insurance company. Injury claims with commercial entities can move slowly and the company likely has a team of lawyers working on its behalf. You deserve a fair settlement as quickly as possible and working with an injury attorney who has experience handling cases involving commercial entities can help streamline your claim process.

Need an Injury Attorney in Sacramento County?

Have you been injured in an auto accident? If you have and if any of the above scenarios apply to your current situation, then you may want to request a consultation with a personal injury attorney. Working with an experienced personal injury firm can make the time following your accident less stressful for you, which is essential to recovering from the injuries you sustained in the crash. Additionally, hiring an injury attorney can help ensure you receive the best possible outcome on your case and the compensation you deserve for your pain, suffering, and inconvenience. Contact The Law Office of Olga A. Koplik today to request a consultation.